When I Realised Accounting Was About Money In My Pocket, the Fear Disappeared
There was a mental block that stopped me facing the numbers. It vanished when I understood that every minute I spent on accounting was working in my favour.
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News, tips and guides for independent workers
Everything you need to know about invoicing, VAT and Social Security in Portugal.
I Hired an Accountant From Day One. It Was a Mistake.
I paid €150 a month for nearly a year for something I could have done in 15 minutes. Here's what I learnt — and when an accountant actually makes sense.
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Coefficient 0.75 vs 0.35: The Difference That Could Save You Thousands a Year
In the simplified regime, the state estimates your expenses without requiring receipts. The coefficient determines what portion of your income is taxable — and the difference between 0.75 and 0.35 can be enormous.
How to Receive Payments as a Freelancer: Bank Transfer, MB Way, PayPal and the Rest
Bank transfer, MB Way, PayPal, Wise, cash — all are legal. What truly matters is always issuing an invoice. Full guide with the rules and limits.
The Client Wants to Pay Without a Receipt? How to Handle This Situation
A situation every freelancer has faced. The client suggests paying cash, no paperwork. How to respond professionally — and protect yourself.
Five Stories of People Who Conquered Their Fear of Accounting
Nobody is born knowing how to fill in tax returns. These five real stories show how ordinary people went from total panic to a 15-minute monthly routine.
Letter to My Past Self: What I Wish I'd Known About Accounting Before Starting
An honest letter for anyone about to open their freelance activity — with everything my three-years-ago self needed to hear but nobody told me.
I Have Several Clients with Different Conditions — How Do I Keep Track?
Client with withholding tax, client without withholding, foreign client. For each: how to issue the invoice, what to select, and what gets recorded. Summary table included.
Late VAT Declaration? Here's How to Fix It Right Now
Missed the quarterly VAT deadline? Don't panic. A step-by-step guide to sorting it out, understanding the fine, and making sure it never happens again.