Housing Tax Shock: What Changes for You in 2026
Construction VAT to 6%, rental income tax to 10%, tenant deductions rise: the key changes in Portugal's 2026 housing tax package for freelancers.
Everything you need to know about invoicing, VAT and Social Security in Portugal.
The big one is here: filing your IRS return straight through FIZ. Plus bookkeeping opened to everyone, FIZ in six languages, and working documents alongside your invoices.
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Construction VAT to 6%, rental income tax to 10%, tenant deductions rise: the key changes in Portugal's 2026 housing tax package for freelancers.
Your customers can now pay by Multibanco and ifthenpay, with the reference printed straight onto the invoice PDF. You can also issue transport documents and report them to the AT, plus a new alert when one client takes up too much of your turnover.
You were VAT-exempt and suddenly realised you've crossed €15,000. Don't panic — here's exactly what to do, step by step.
Do you have more than one activity? You can hold multiple CAE codes simultaneously. What changes, what stays the same, and why the income tax coefficients matter.
If you invoice over €15,000/year and charge VAT, the VAT you pay on professional expenses reduces what you owe the state. Most freelancers don't know this.
Work slowed down and you want to close your activity temporarily? Or for good? The process is simple — and yes, you can always reopen.
Have a job and want to take on side projects? It's legal, it's common in Portugal, and it's simpler than you think. Here's everything you need to know.
Most freelancers use the words interchangeably. In practice it usually works — but legally there are differences that can matter when it counts.