Everything you need to know about invoicing, VAT and Social Security in Portugal.
Have a one-off piece of work and do not want the full freelance setup? The ato isolado lets you invoice legally without any bureaucracy. Here is when it works and when to open activity instead.
Read article
Internet, laptop, software, coworking, training - all of this reduces your IRS bill. The trick? Request an invoice with your NIF and validate it in the e-invoice system. The average freelancer saves €500-1,500/year.
Gross salary €1,500: the company pays €1,850 total, you take home €1,100. The same amount as a freelancer on the simplified regime? You keep more. The real numbers.
Year one: zero Social Security, the IRS coefficient cut in half (if eligible), VAT only above €15,000. Real numbers, with examples at €1,000-3,000/month.
Maria invoiced €18,000 and spent it all. In April she owed €3,200. The rule that prevents this: set aside 20-25% of every invoice - no surprises, no loans.
You know exactly what you pay for Netflix. But how much are you paying in taxes and Social Security this month? The analogy that changes how you see your tax obligations as a freelancer.
Two numbers every independent worker needs to know. Below €15,000 you don't charge VAT. Above €200,000 you leave the simplified regime. What changes at each threshold - explained with real examples.
Think you're bad with numbers? Sofia paid €200/month to an accountant until she discovered that freelancer accounting is simpler than baking a yogurt cake.
The AI Tax Assistant took a big leap: answers built on your own data, tables and file attachments. Plus the new Finances section and custom invoice series.